In Brief
Kamlesh challenged a National Commission decision that had reduced his motor insurance claim to 60% of the vehicle's insured value. The Supreme Court held that where a policyholder gives timely notice of loss and complies with policy terms, an insurer cannot arbitrarily slash the claim. The Court found the State Commission's conclusions sound and the National Commission's reduction unjustified. The appeal was allowed, the National Commission's order was set aside, and the State Commission's decision was restored, affirming the insured's entitlement to full claim relief.
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