In Brief
Bajaj Allianz General Insurance challenged orders of consumer redressal commissions that awarded compensation for wrongful repudiation of an insurance claim relating to a helicopter in transit. The Supreme Court held that 'in transit' does not require continuous motion but any suspension must serve the ordinary course of transit and be undertaken promptly. A change in the helicopter's character from knocked-down to ready-to-fly state exposed the insurer to unanticipated risks outside the policy's scope. The Court found the commissions' interpretation of the policy manifestly incorrect and allowed the appeals, emphasizing that transit insurance covers only risks contemplated under ordinary transportation methods.
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