Breaking Supreme Court Legal Update
New Delhi · Monday, 03 August 2026 9888666310 | [email protected]
Free Law — free judgments and free headnotes Free Lawby De Jure
Supreme Court of India 2021-08-03 allowed

HDFC Ergo General Insurance Co. Ltd vs Mukesh Kumar & Ors

Bench: 2 — Sanjay Kishan Kaul

In Brief

A 19-year-old suffered 100% permanent disability to his lower limb requiring amputation below the knee in a motor vehicle accident. The High Court ordered the insurer to provide a lifetime prosthetic limb with repairs and biannual maintenance checks. The Supreme Court held that compensation under the Motor Vehicle Act must be quantified as a lump sum at the final award stage, not through continuing directions. The Court allowed the appeal, set aside the perpetual maintenance directions, and directed that a fixed amount be determined for prosthetic maintenance. It also addressed another appeal concerning attendant charges, holding that the multiplier method should apply for determining lump sum compensation in severe disability cases affecting young persons.

The lawyer headnote and full judgment text are available to registered users.

Motor Vehicle Act Compensation Permanent Disability Prosthetic Limb Attendant Charges Multiplier Method Lump Sum Award

Read the full judgment & headnote. It's free.

Register to read the complete Supreme Court judgment text and the headnote, and to search 1 lakh+ Supreme Court judgments by meaning. It is a free service.

Register Free Login