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Supreme Court of India 2020-01-31 disposed

VINAY KUMAR MITTAL vs DEWAN HOUSING FINANCE CORPORATION LTD

Bench: 2 — L. Nageswara Rao, Deepak Gupta

In Brief

Dewan Housing Finance Corporation Limited (DHFL), a major housing finance company, faced demands from debenture holders (Reliance Nippon Life) and disputes from its depositors regarding loan repayment priorities after it entered corporate insolvency proceedings. The Supreme Court examined interim court orders that had restricted DHFL's payments and appeals by depositors seeking priority for repaying their fixed deposits. The Court held that since DHFL is now under the Insolvency and Bankruptcy Code framework, all creditor claims—including depositors—must be addressed through the proper insolvency mechanism before the Committee of Creditors and Administrator, not through the earlier interim civil court orders. The Court declined to interfere with the creditors' committee's business decisions while protecting depositors' statutory rights.

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Insolvency and Bankruptcy Law Financial Service Providers Corporate Insolvency Resolution Depositors' Rights Creditors' Committee Interim Relief Civil Procedure

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