In Brief
A widow appealed against a reduction in compensation for her late husband's accidental death claim. The deceased had submitted an insurance application form at his bank, which should have provided Rs 5 lakhs cover. The bank failed to forward the form and premium to the insurer in time, leading to the insurance being repudiated. Three consumer fora found the bank guilty of deficiency of service, with the lowest forum awarding Rs 5 lakhs. The Supreme Court restored the full Rs 5 lakhs award, finding no justification for the National Commission's reduction to Rs 2 lakhs and emphasizing the bank's concurrent negligence.", <parameter name="cited_cases">[]
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